Travel insurance can be a valuable investment when planning a trip. It helps protect against unexpected events that could disrupt your travel plans or cause financial loss. Here’s a quick rundown of what travel insurance typically covers:
- Trip Cancellation/Interruption: If you have to cancel or cut short your trip due to unforeseen circumstances like illness, a family emergency, or other covered reasons, this can help recover non-refundable expenses.
- Medical Emergencies: Coverage for medical expenses if you get sick or injured while traveling. This is particularly important when traveling internationally, as your regular health insurance might not cover you abroad.
- Emergency Evacuation: Covers the cost of evacuation in case of a medical emergency or other crises.
- Lost or Delayed Baggage: Reimburses you for the cost of replacing essential items if your luggage is lost, stolen, or delayed.
- Travel Delays: Compensates for additional expenses like accommodation and meals if your travel is delayed.
- Accidental Death or Dismemberment: Provides a benefit to your beneficiaries in the event of your death or serious injury resulting from an accident while traveling.
- 24/7 Assistance Services: Access to emergency assistance services, including travel and medical advice, help with lost passports, and more.